C.03 Compliance - Privacy

Privacy Disclosure

The Privacy Disclosure MUST :

- be signed prior to completing an Equifax (Veda Advantage Check). - be signed prior to submitting a loan by all clients & guarantors.

Electronic signatures

Electronic signatures are acceptable for all Premium Broker specific documents. As are lenders documents are acceptable to be signed electronically – unless specifically prohibited by the lender The Premium Broker Privacy Form is made available on numerous occasions: a) combined with Premium Broker Credit Guide b) combined with the Premium Credit Quote & Proposal c) online via the link on bottom of the website www.premiumbroker.com.au d) within the Commercial Mandate Agreement

Password Security and Policy This is an other section which can be found here

Exchange of Information

We may exchange the information with the following types of entities, some of which may be located overseas:

• Prospective funders/ lenders, mortgage managers, aggregators or other intermediaries and related parties in relation to your finance requirements.

• Other related and unrelated organisations that are involved in managing or administering your finance such as third-party suppliers, printing and postal services, call centers;

• Staff, Employees and contractors of Premium Broker Pty Ltd and extending to the employees of companies who supply our Mortgage Broker Software. Staff may reside in both in Australia and overseas

• Anybody who represents you, such as finance brokers, financial planners, lawyers and accountants;

• Any industry body, tribunal, court or otherwise in connection with any complaint or audit regarding our service;

• Where we are required to do so by law;

• Anyone, where you have provided us with consent;

• Your employer, referees or identity verification services;

• Any organization providing online verification of your identity;

• Any person or business considering acquiring an interest in our business or assets.

Signed Copy downloaded to VowNet The signed Credit Guide & Privacy must be saved into VowNet. The file should be saved as “Signed – PB Credit Guide & Privacy”

Our Credit Guide & Privacy is available here: download here